Trade Financing Solutions
Working Capital Solutions for Importers, Exporters & Investors
For Importers
Stabilize Your Supply Chain
As an importer, you may have difficulty improving your payment credit terms on invoices & securing the supply chain. We can connect you to trade financing solutions to improve payment terms for both suppliers and you.
Unlock Your Working Capital
Cash in your export receivable financing to maintain sufficient working capital to grow your business.
You can receive the amount your buyers owe you ahead of time through invoice factoring. Our trade finance partner can pay you upfront, up to 90% of the invoice amount. Your buyers pay later, while you will get refunded any surplus amount after deducting the funded amount. The funding you receive is non-recourse, even if the buyer fails to pay for financial reasons.
For Investors
Earn a Steady & Stable, Risk Adjusted Opportunity
As an investor, you plan to diversify strategies to get steady and stable returns while minimizing risks from a synthetic fixed-income asset. Our trade financing solutions provide stability, diversification benefits, and reliability for your investments in cross-border trade receivables.
Invoice Financing Solutions for SMEs
50+ Countries, 20+ Industries, Served since 2016
Quick Turnaround: Your export receivables paid in 48h.
Non-Recourse Financing: We don’t chase the seller if the buyer defaults on payment.
Get Paid Faster
You can get paid upfront up to 90% (minus fees) of the invoice value your buyers owe you. The fund release can be much faster than a bank, and it will not appear in your company balance sheet as it is not a loan.
Eligibility Criteria
- Supplier & buyer have at least one year of relationship
- Supplier to have minimum sales turnover of USD5 million
- Buyers are from developed countries with a minimum sales turnover of USD25 million
- No pure trader to trader deals
- Each invoice can be as low as USD 10k
- Outstanding exposure of USD 400-500k with the buyer at any given point
- Maximum tenor: 120 days from invoice date
Industries We Prefer
- Consumer Durables
- Apparel & Textiles
- FMCG
- Healthcare
- Materials & Technology
- Industrial Products
- Machinery & Automobiles
- Metals & Mining
- Soft Commodities
- Minerals
How it Works
At this initial stage, we will need your basic information like the name of your company, registration number and the name of the trade partner (buyer or supplier).
Our partner will apply for a credit limit to their insurance for the buyer(s) you wish to get financing for.
Once the credit limit has been approved, our partner will directly issue a term sheet to you which both parties will sign. The onboarding process then begins by uploading the necessary documents.
A few days to review and approve the transaction. Usually a quick process if all documents provided are in order.
Upload your first invoice and get it funded usually within 48 hours.
Our trade financing partner is a Singapore-based trusted & reliable fintech organization. They have financed almost USD1 billion in trades in over 50 countries worldwide.
Team ACE
Ace VIP Services
- No collaterals needed
- Off-Balance Sheet
- Financing from $10k to $20M
FAQ
While it is specifically designed for international trade, there are some forms of trade financing, such as supply chain financing, that can be used for domestic transactions as well. However, traditional loans are typically a more common form of financing for domestic transactions.
Trade financing can provide a range of benefits to businesses engaged in international trade, including improved cash flow management, reduced risk exposure, access to new markets, improved supplier relationships, and increased competitiveness.
Trade financing can benefit businesses of all sizes that engage in international trade. Small and medium-sized businesses, in particular, can benefit from trade financing, as they may not have the financial resources to manage the risks and challenges of international trade on their own.
Trade financing offers a number of advantages over traditional loans, including:
- Reducing the risks associated with cross-border transactions
- Improving cash flow by providing financing at various stages of the trade process
- Providing a layer of financial protection for both the buyer and the seller
- Allowing businesses to access financing even if they have less-established credit histories